Loan Modification & Credit Solutions

Is your property worth less than your mortgage?

Are you having difficulties keeping up with your mortgage payments? Are you carrying high credit card and other unsecured debt? Has your credit score been hurt as a result? Many of us today can answer yes to at least one of these questions and some are facing all of these problems with little or no help.

What if you could lower your mortgage payment to an affordable level? Would you take advantage of an opportunity to reduce the prinipal on your loan or to lower the interest rate?

If you could improve your credit score to a credit rating that you would find acceptable and beneficial would you?

If you could renegotiate most of your credit cards and debt would you?

The answer to these questions is obvious. Of course you would, we all would and with todays credit solutions now we can. As part of our committment to providing "Simply Better" client services GES Real Estate is offering the following additional services:

- Loan Modifications (reduce your payments and keep your home)

- Short Loan Refinance (refinance to a lower affordable mortgage)

- Short Sale Mitigation (sell your property for less than you owe)

- Deed in Lieu of Foreclosure (avoid foreclosure and further obligations)

- FICO Enhancement (quickly and effectively improve your credit score)

- Debt Settlement (free up cash and reduce your credit card debt 50% or more)

GES Real Estate together with a network of attorneys and credit specialists with many years of experience in the credit markets is able to offer any or all of these services designed to help clients emerge from very difficult times with a much stronger more positive financial position while enjoying immediate relief from the financial pressures and uncertainties they now face.

We have all the tools necessary to help in these very trying times. Here are some answers to commonly asked questions regarding Loan Modification:

- You do not have to be late to negotiate a modification or short sale

- Option ARM and negative amortization loans are negotiable

- Non owner occupied homes are negotiable as are duplex etc.

- Rates can be negotiated lower than normal or par

- Terms can be extended beyond 30 years

A loan modification can consist of any or all of the following;

A. Rate lock (i.e. 3 yr fixed, 5 yr fixed, 30 yr fixed)

B. Rate reduction (ie.7.25% to 5.5%, 5.95% to 3.25%, 11. % to 6.5%)

C. term extension (ie.15yr term to 30yr term, 30yr term to 40yr term)

D. Principal Reduction

If you or anyone you know need to lower your mortgage payments to an amount that you can realistically afford, improve your credit score or settle your unsecured debt please call 561-306-6736 or 877-566-2430 or email me at rebuygeorge@yahoo.com for a private consultation.